Cash Back has become a popular feature in credit cards. Whenever you make a purchase on your credit card, you receive some reward points - one point on every one or two dollars s...
Credit article dated Sep 11, 2008

Want to build your Business Credit? Then a Business Credit Card can help you get credit for your business. Normally Businessmen ...
Credit article dated Sep 11, 2008

Discovered some fraudulent transaction on your monthly Credit Card st...
Credit article dated Aug 06, 2008

Prepaid credit card is the most excellent alternative for bad credit people and for those too who want to get better credit score. There will be not be any inspect...
Credit article dated Jul 17, 2008

Did you ever think about how your Credit Card works? Have you ever wondered how a piece of thin plastic allows you to purchase expensive merchandise and services without worrying abo...
Credit article dated Jun 19, 2008

Taking the time to learn how to improve your home successfully can have a positive effect on bo...
Credit article dated Feb 25, 2008

While it isn't hard to acquire and maintain good credit, it can also be easy to lose it. And given that a good c...
Credit article dated Feb 04, 2008

Lenders take various criteria into account when determining whether an appli...
Credit article dated Nov 29, 2007

This article will tell you how stop calls from debt collectors. It also discuses other annoying activitie...
Credit article dated Jan 15, 2007

Developing your own plan for credit repair is the most cost-effective and often the most effective way of dealing with bad credit. It also...
Credit article dated Jan 13, 2007

Credit Card – The plastic card provided by the financial institution which is used to authorize payments and contains details that can authorize payments in cases where the card is not present at the merchant’s location for a transaction. Credit Card Number – A unique number contained on a credit card that defines the owner. Credit Limit – The total amount of money that a credit card holder can accrue Credit History – This provides a summary of how much money you owe financial institutions and companies who sell data in relation to bad and doubtful debts that they have accrued. In short, this is a summary of your financial history, which credit card companies will use to decide the potential risks/complications and benefits of contracting with you. Debit – When a charge occurs to a card holders bank card account. This occurs following a point-of-sale transaction a card not present transaction or a withdrawal from an ATM or automatic teller machine. Expired Card – This refers to the time period having elapsed for which a credit card is valid. Finance Charge – This is the collective term for any fees that are charged to a customer for borrowing money by the credit card issuer. These could include, but are not necessarily limited to cash advances, balance transfers, exceeding credit limits and late fees. Fixed APR – See Fixed Rate for summary Fixed Rate – This is a rate that will remain constant for a longer duration than an introductory annual percentage rate. It is likely that this will remain constant fo...
Credit article dated Jan 12, 2007

Magnetic Stripe – A magnetic stripe contained on a credit card processes transactions where the card is present. This provides identifiable information that will allow the merchant to debit their customers account via the issuer. The magnetic stripe has magnetic and physical qualities as defined by standardization benchmarks including 7813, 7810 and 7811. Mail Order Merchant – A merchant whom conducts business transaction where the credit card or debit card is not present Mail Order Transaction – A credit card or debit card transaction that occurs where the credit card or debit card is not present. MasterCard – This is a trading name of the credit card company MasterCard International Inc. which has head offices in the USA however trades throughout the world. MasterCard are amongst the biggest credit card companies in the world. MasterCard Acquirer – This is a member that enters into a merchant contract with MasterCard. This entity provides cash disbursement services to a MasterCard cardholder before placing the transaction into interchange either directly or indirectly. MasterCard Card – A credit card distributed directly or indirectly by MasterCard that has the MasterCard symbol on it. This allows the cardholder to gain goods or services from a merchant. MasterCard Issuer – An entity that has privileges to issue MasterCard credit cards. Merchant – This is a company or business that has an agreement with merchant banks where by it can originate certain transactions. Merchant Agreement – This is a contract, generally in the form of a written statement of obligations, which defines the terms under which the merchant bank and the merchant will trad...
Credit article dated Jan 12, 2007

Per Transaction Fee – Fee in which the merchant pays to the merchant bank in order to process a transaction. When charged as a per transaction fee this will generally be a fixed fee, regardless of the size of the transaction. This is why certain retailers allot a minimum amount of expenditure before they will process a transaction. Personal Identification Number – A numerical sequence that is used as a means of identifying the owner of a credit card or bank account, it is also known as a PIN number for short. PIN – See Personal Identification Number for summary Phone Merchant – A merchant whom conducts business transaction where the credit card or debit card is not present Phone Transaction – A credit card or debit card transaction that occurs where the credit card or debit card is not present. Point of Sale – The physical location at which a credit card or debit card transaction is processed. This is also known as POS or EPOS which stands for Electronic Point of Sale. POS – See Point of Sale for summary Policy – Policy, when used in the context of credit cards; can have broad definition such as to define and describe the behaviour of a merchant or merchant bank, either through obligations they have undertaken or being privileged to, and also referring to conventions/written statements whether informal/formal that govern certain decision making aspects and that provide a framework to approach differing situatio...
Credit article dated Jan 12, 2007

When used in the context of credit card, receipt means a document that provides a record of a transaction that took place at a point of sale, and may also refer to a prin...
Credit article dated Jan 12, 2007

Statement, when used in the context of credit cards, refers to a written record prepared by a credit card company that is usually issued monthly. This will list all transactions and debits/credits tha...
Credit article dated Jan 12, 2007

If you are in bad credit situation and are anxious in looking for a solution to rebuild your credit, then you may be tempted to answer an a...
Credit article dated Jan 12, 2007

In the present days, due to our ever-increasing demands, it might seem a bit difficult to maintain a good credit history, but taking a systema...
Credit article dated Jan 12, 2007

Whenever an application is made to a lender for finance, a part of their decision-making pro...
Credit article dated Jan 12, 2007

So you don't have the best credit record in history. You've maxed out cards, miss...
Credit article dated Jan 12, 2007

Contrary to what you may think, you don't manage your credit applications and payments in a vacuum. Your credit be...
Credit article dated Jan 12, 2007

It can reach the point where you don't want to pick up the mail. There isn't much to look forward to; after all, who wri...
Credit article dated Jan 12, 2007

These days credit card or plastic money is very popular and used extensively. It is indeed of great utility if used in a calculativ...
Credit article dated Jan 12, 2007

You can make credit cards work to your advantage. See, it isn't the credit cards that ar...
Credit article dated Jan 12, 2007

When you are in the market for a new credit card, the features you have to choose fro...
Credit article dated Jan 08, 2007

There are few problems in life that can be more damaging than poor credit. Poor credit ...
Credit article dated Jan 08, 2007

Easy Credit Card Approval is here. It is now time to get the credit card you want and deserve! We have several credit cards available for those with perfect...
Credit article dated Jan 08, 2007

Identity thieves commit fraud and other crimes by assuming someone else's identity. Personal information such as your name, date of birth, address, credit card, social...
Credit article dated Jan 08, 2007

A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost. So it's wise to compare terms and fees before you agree to open a credit or charge card account. The foll...
Credit article dated Jan 08, 2007

As we all know, traveling with cash or checks isn't always a wise decision. Renting cars, flying in airplanes, or checking into hotels is a much easier task if you hav...
Credit article dated Jan 08, 2007

You can start a do it yourself credit fix program to imjprove your credit and pay down debt. N...
Credit article dated Jan 08, 2007